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Agents’ Advantage

FAQ

important things you should know

Questions And Answers

When researching agency network programs like Agents’ Advantage, we know agents like to get as much information up front as they can. We have put together our most commonly asked questions to help you determine if we are the right program for your agency.
Insurance intermediaries offer your agency the ability to offer more carriers without typical direct appointment premium volume commitments.
For you… nothing! Membership to our program is free! Gain access to A rated carriers at no cost! Forget Wholesaler’s policy fees, Application fees, and Membership fees. Even better, don’t write us a check, we’ll write you one (for earned commission)!!!

YOU do!
You will always OWN the book of business by contract!

Sub Code policies will be written with your agency name. REMINDER: No matter whose name appears on the policy the BOOK is always yours!

In order to become a member of Agents’ Advantage we require that you hold a valid license in the state(s) you wish to place business and a current Errors & Omissions policy for the entity you plan to enroll (individual or corporate). Agents’ Advantage requires our members to have Errors & Omissions policies in effect with minimum limits of $1,000,000 (per occurrence and aggregate), that covers defense and indemnity.

*The named insured on your Errors and Omissions declarations page needs to match the agency name listed on your corporate license (if you are enrolling a corporation) . Applications that do not meet this condition cannot be enrolled until the necessary changes have been made. Agents’ Advantage Inc. requires the Named Insured on your E&O reads the same as your Insurance License, for individuals and corporations.

In addition to a valid license and E&O, all members must complete our Application Packet. The Agents’ Advantage Application Packet will be supplied to qualifying agents after an introductory phone call with one of our Agency Development Managers. Get Started.

Agents’ Advantage members have the opportunity to earn as much as 90% of the commission received from the carrier. Members can also qualify to earn Profit Sharing on their Sub Coded books of business. Profit Sharing percentage and eligibility are based on total book size, retention and profitability. All Sub Code and Affiliate Commissions are paid to Agents’ Advantage by the carrier. By contract commissions are mailed out each month on, or prior to, the 15th of the month.
If you have a question that we did not address please do not hesitate to ASK!
Agents Advantage Carrier - The Hartford
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Agents Advantage Carrier - Foremost
Agents Advantage Carrier - Nationwide
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Agents Advantage Carrier - Encompass
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Agents Advantage Carrier - Merchants Insurance Group
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Agents Advantage Carrier - NYCM Insurance
Agents Advantage Carrier - Travelers
Agents Advantage Carrier - Kingstone Insurance
Agents Advantage Carrier - Utica First Insurance Company
Agents Advantage Carrier - Mercury Insurance Group
Agents Advantage Carrier - National Genral Insurance
Agents Advantage Carrier - Cumberland Mutual
Agents Advantage Carrier - Franklin Mutual Insurance
Agents Advantage Carrier - Bristol West Insurance Group
Agents Advantage Carrier - American Risk Insurance
Agents Advantage Carrier - Branch
Agents Advantage Carrier - Statewide Underwriting Services.png
Agents Advantage Carrier - Midrox Insurance Company
Agents Advantage Carrier - Natgen Premier
Agents Advantage Carrier - NEXT

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Agents’ Advantage can assist your agency in representing multiple insurance carriers without substantial premium dollar commitments.

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Hours of Operation

  • Monday - Thursday: 8am - 4:30pm
  • Friday: 8am - 2pm

Important

Testimonials

"My agency has been doing business with Agents' Advantage for over 20 years and could not be more pleased. Unlike the traditional wholesalers, Agents' Advantage has truly competitive carriers making it easy to compete in both the preferred and non standard marketplace. Their service is excellent and the commissions competitive - and always on time. They are the first choice of our agency when we need an outside market."
Robert CottenCotten Coverage Insurance Agency Inc.
Farmingville, NY
"As a member of Agents' Advantage my agency is able to access top rated markets directly. They provide access to personal, commercial and life insurance carriers that allows my agency to be more competitive and grow."
SANDRA R. SANCHEZSANDRA R. SANCHEZ
"Agents’ Advantage has helped us gain access to markets we would not have had access to due to the size of our agency. Their service helps us stay competitive. Our contact Carole has been great and you can tell she really wants us to be successful. I would recommend this service to any small agency looking to grow!"
Joseph WashkoMilestone Insurance & Investment Services LP
Plano, TX
"The Agents' Advantage program is a necessity for a small agency! Great markets and great people make the Agents' Advantage program an absolute must. Fast turn-around time, access to competitive markets and great pricing really gives our agency a competitive edge in increasingly challenging market place. We here at MAC Insurance Agency Inc would recommend the Agents' Advantage program to any business owner looking to grow their business in a heartbeat."
Michael CoriniMAC Insurance Agency Inc.
Valhalla, NY
"My membership at Agents' Advantage has brought me direct access to great carriers that are helping me grow my business and with no membership fees!"
Sean CurranGeorge Thompson Agency, Inc.
Pine Bush, NY
"Starting as a scratch agency in 2014, our brokerage faced many obstacles gaining access to competitive markets for our territory. Carrier requirements from minimum book volumes exceeding $2 Million, brick and mortar locations, or your standard employee count within the agency. We all know growth of this magnitude most certainly doesn't happen overnight and may even take years unless purchased. Agents' Advantage has designed their business model to allow hard working individuals who seek the opportunity of creating their own self tailored business the ability to hurdle the standard start up obstacles. We're happy to say 4 years into this journey, we couldn't have accomplished our annual goals without the support and well-placed strategies proposed by the AA staff. We are actual proof this company's product allows driven individuals to obtain their goals of becoming agency owners. Thank you Agents' Advantage!!"
SHANE M. STOLZERThe Stolzer Insurance Agency, LLC
Lafayette Hill, PA
"My team and I were looking to get broker appointments and had looked at a few routes, but none of them had a team that was as helpful and professional as the team at Agents' Advantage. Our contact Carole was fantastic to work with keeping me updated on the process and helping navigate us through each step along the way. We have our first appointment and are excited about the others on the way! So glad I chose to work with this organization."
Daryl LloydThe Lloyd Insurance Agency LLC
Mount Laurel, NJ
"We are very happy with the Agents' Advantage program, and it has allowed our agency to place and retain a much larger share of business. With the additional markets we have available through them, we are provided with many more tools to provide an excellent price and great customer service to our current and prospective clients. I would definitely recommend their services to any small agency. They are a pleasure to work with and we look forward to further developing our relationship!"
Richard MarencoMarenco Insurance Agency
New Rochelle, NY
"I couldn't be happier. In the beginning I was a little hesitant but everything has been wonderful. Agents' Advantage helped us gain access to many carries that a year ago wouldn't appoint us. Now everyone is happy thanks to Agents' Advantage INC."
Victor BermudezBermudez Insurance Agency
Eastchester, NY
"Agents' Advantage is the way for a small insurance agency to thrive. It enables a small agency to gain access to many markets. Agents' Advantage offers many advantages, and the agency remains completely independent. Agents' Advantage and their staff are honest, trustworthy and a pleasure to do business with."
Gerry CohanCohan Associates, Inc.
Valhalla, NY

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