1.Practices Regarding Confidentiality and Security. Agents' Advantage, Inc.
(hereinafter "Agents' Advantage" or "We") restricts access to nonpublic information
about you to those persons who need to know that information in order to provide
products or services to you. We maintain physical electronic procedural safeguards
that comply with federal regulations to such information.
2.Reservation of Right to Disclose Information in Certain Circumstances.
In connection with any potential sale or transfer of its interest, Agents' Advantage,
and any subsidiaries and/or affiliates, reserve the right to sell or transfer your
information to a third-party entity that: (a) concentrates its business in a similar
practice or service; (b) agrees to be successor in interest with regard to the maintenance
and protection of the information collected; and (c) agrees to the obligations of
this privacy statement.
3.Use of Credit Information. In the course of processing an application for
insurance, credit information may be obtained and utilized. Such information may
also be obtained and utilized for processing policy renewals. In the event an adverse
action is taken based on such information, the insurance carrier (or Agents' Advantage,
if so designated by the carrier) will provide notification that such action has
4.Internet Information. Agents' Advantage and any affiliated insurance carriers
or brokers whose products are provided through our site are the owners of the information
collected on this site. Agents' Advantage may share aggregate information about
our users with advertisers, business partners, sponsors and other third parties,
though such summary information will not identify any specifics related to you.
We will not sell, share, or rent this information to others in ways different from
what is disclosed in this statement. We may use IP addresses to analyze trends,
administer the website, track user movement, and gather broad demographic information
for aggregate use. IP addresses are not linked to personally identifiable information.
We may use a cookie to store information about individual website users. Our website
registration form requires users to give us contact information (like their name
and email address) and demographic information. When you register, we need to know,
and therefore collect, your contact information (like your name, address, and e-mail
address), certain financial information and all information supplied in determining
your eligibility to participate in our program. Additionally, we retain a record
of all information provided by you in your application. Our website may contain
links to other sites. Please be aware that Agents' Advantage is not responsible
for the privacy practices of such other sites. We encourage our users to be aware
when they leave our site and to read the privacy statements of each and every website
that collects information.
5.Policy Changes. Any amendment to this Policy shall be posted on this page,
and shall be effective as of the time of posting, unless otherwise specified.