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Agents' Advantage Privacy Policy

1.Practices Regarding Confidentiality and Security. Agents' Advantage, Inc. (hereinafter "Agents' Advantage" or "We") restricts access to nonpublic information about you to those persons who need to know that information in order to provide products or services to you. We maintain physical electronic procedural safeguards that comply with federal regulations to such information.

2.Reservation of Right to Disclose Information in Certain Circumstances. In connection with any potential sale or transfer of its interest, Agents' Advantage, and any subsidiaries and/or affiliates, reserve the right to sell or transfer your information to a third-party entity that: (a) concentrates its business in a similar practice or service; (b) agrees to be successor in interest with regard to the maintenance and protection of the information collected; and (c) agrees to the obligations of this privacy statement.

3.Use of Credit Information. In the course of processing an application for insurance, credit information may be obtained and utilized. Such information may also be obtained and utilized for processing policy renewals. In the event an adverse action is taken based on such information, the insurance carrier (or Agents' Advantage, if so designated by the carrier) will provide notification that such action has been taken.

4.Internet Information. Agents' Advantage and any affiliated insurance carriers or brokers whose products are provided through our site are the owners of the information collected on this site. Agents' Advantage may share aggregate information about our users with advertisers, business partners, sponsors and other third parties, though such summary information will not identify any specifics related to you. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. We may use IP addresses to analyze trends, administer the website, track user movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. We may use a cookie to store information about individual website users. Our website registration form requires users to give us contact information (like their name and email address) and demographic information. When you register, we need to know, and therefore collect, your contact information (like your name, address, and e-mail address), certain financial information and all information supplied in determining your eligibility to participate in our program. Additionally, we retain a record of all information provided by you in your application. Our website may contain links to other sites. Please be aware that Agents' Advantage is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects information.

5.Policy Changes. Any amendment to this Policy shall be posted on this page, and shall be effective as of the time of posting, unless otherwise specified.

Revised 5/11/09

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